How does ACE   pay?



Shopper payments are paid on the15th (depending on weekends and holidays) of the following month that you completed your shops. For example - All mystery shops that you complete in January will be paid around February 15th.

Important facts: 

• All shopper payments are processed through our FDIC insured payment company, PayQuicker.
  
  
• PayQuicker does charge nominal fees for some of their services; however, ACE shoppers are not charged for choosing PayQuicker’s bank transfer or linking their PayQuicker account to PayPal.
  
  
• ACE  only pays for one bank transfer each month because they only pay once a month.
  
  
• Once you have a PayQuicker account set up, you choose how you receive your money through a variety of payment methods:



Direct Deposit– Directly transfer your payment from PayQuicker to your personal bank account. This $1.00 fee is paid by ACE one time each month that you were paid by our company!  

Link PayPal to PayQuicker– You can link your PayPal account to your PayQuicker account instead of a bank account. There is a $1.00 fee (paid by ACE one time, each month that you are paid) for pulling your payment from PayQuicker to PayPal. You will need to see if PayPal charges you anthing for this service! See the “message” center when you are logged into our ACE shopper site. You will find this on the left side of the page. Important messages are posted on the far right side of your home page when you are logged in.

Send money to others– All you need is their email address, they do not have to have an account, and they will receive an email notice that they have money from you. This is free for you and the recipient! The same fees would apply to the recipient when they choose how to receive their money.

Allow your payments to accumulate– Some individuals let their payments accumulate like a savings account. Once you decide to transfer your money, you can. There are NO FEE’s to let your money accumulate in your PayQuicker account.

Paper Check-You can choose to have a paper check mailed to you; however, there is a $2.50 paper check processing fee. ACE does NOT pay for this fee. This paper check fee would be deducted from your payment when you requested the check from your PayQuicker account.

Debit Card– PayQuicker does offer a debit card. There are fees associated with debit cards and you would need to read their rules and regulations for the debit card; however, most of their fees are typical to other pre-paid debit cards with the exception that there is NO expiration date that you have to “spend” your money. It remains on the card for as long as you leave it there.



• PayQuicker has adjusted their fees for our company’s industry and waived ALL inactivity fees listed on their website, for ACE shoppers only! Many different companies from a wide range of industries use PayQuicker’s services. They are providing us with special discounts.

• Visit PayQuicker’s website: www.PayQuicker.com  to read about their services. DO NOT SIGN UP FROM THEIR HOME PAGE!

• To receive our PayQuicker discounted rates, ACE  pays the direct deposit transfer fee, you need to sign up through our link that will automatically give you those discounts.

Click here to sign up for PayQuicker



         During your sign up with PayQuicker, choose "NO" to the business account          question and it will revert to a personal account.

Shopper Payment FAQ:

Q: Why is ACE paying shoppers through PayQuicker instead of PayPal or issuing their own paper checks and direct deposit?

A: There are many benefits to shoppers and to our company for utilizing PayQuicker’s services.

• NO CREDIT CHECKS!–PayQuicker does not do a background or credit check for those who open a bank account with them.

• Federal Requirement of 1099’s- PayQuickeroffers encrypted security for storing our shopper and staff’s personal information. Since shoppers and staff are Independent Contractors, ACE is responsible for collecting SS#’s and filing 1099’s for all contractors’ earning over $599.00 in a calendar year.ACE's software is secure; however, PayQuicker uses their bank, University National Bank, to collect this sensitive personal info through their banks stronger encrypted online site. That is more protection than we can offer through our software! ACE's  contracting staff, their IT staff, or any third party vendors ACE  may use for their business will not have any access to PayQuicker’s bank encrypted customer’s personal information. Independent Contracting Laws are becoming stricter and it is mandatory for us to abide by the federal guidelines. We prefer to have a trusted, FDIC insured, bank collect and store this sensitive information.

• Fraud – One way individuals attempt to fraud companies like ours is by filling out several shopper applications with various aliases. They do this so the total amount of their annual payments are not connected to one shopper profile, making it impossible for our company to follow the federal requirement to report all contractors that earn over $599.00 in the calendar year. Using PayQuicker for payment eliminates this fraud. PayQuicker verifies the identity with the shopper’s email address that we post our payments to and notifies us of fraudulent activity, protecting us and our clients.

• Quicker Pay – When you open an account with PayQuicker you are opening a bank account with the same bank that ACE  deposits their money for shopper payments, University National Bank; your payment is instantly placed into your PayQuicker account immediately as soon as we post it to your PayQuicker account. This allows us to pay thousands of shoppers with one simple file in a matter of minutes without the common delays we experienced with inaccurate shopper profile info entered for direct deposit and paper checks. PayQuicker offers many different reports for our accounting department and best of all shoppers get INSTANT payments when they are PayQuicker account holders. Once you have your account verified, you can choose your money to be transferred immediately after we have posted your payment. PayQuicker not only pays Quicker, they have Quick customer service that is EXCELLENT. They are a US based company with US employees.

Q: Do I have to enter my SS# or DL# to become a shopper? 

A: No, to become a shopper; however, you will have to provide both SS# and a government issued ID (this could be a driving permit, citizenship ID, Passport, Military ID, etc.) to PayQuicker in order to collect your payment after completing any shops through ACE .

Q: Can I opt out of receiving my payments from PayQuicker?

A: No, PayQuicker is the only method we are paying shoppers. PayQuicker offers direct deposit, linking your PayPal account to your PayQuicker account, paper checks, debit cards, and the ability for account holders to send instant money to anyone else that has an email address. It is our accounting shopper payment procedure and you will need a PayQuicker account to collect your payments. Do not apply for any shops until you are willing to accept your payment through PayQuicker. Please visit their website: www.PayQuicker.com

                   Remember to use this link to open a NEW PayQuicker account

 (only if you do not already have a PayQuicker account)

so you will receive the discounts only for ACE  shoppers:

Click here to sign up for PayQuicker



                  During your sign up with PayQuicker, choose "NO" to the

             business account question and it will revert to a personal account.